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Are you looking to check the balance on your Target gift card? Well, is an online portal that allows you to easily access and manage your Target Visa or MasterCard gift cards.

With just a few clicks, you can view your remaining balance, transaction history, and even set up a PIN for added security.

In this comprehensive guide, I will walk you through the process of checking your Target gift card balance using the MyBalanceNow website.


Understanding is an official website associated with Target gift cards. It serves as an online portal where you can manage and check the balance of your Visa or MasterCard Target gift cards.

This user-friendly platform allows you to create an account, set a PIN for your card, and keep track of all your transactions in one convenient place.

Benefits of Using

Using the MyBalanceNow portal offers several advantages, including:

  • 24/7 AccessYou can check your gift card balance anytime, anywhere, without having to visit a physical store.
  • Secure Login: By creating an account and setting a PINyou can ensure that only authorized individuals can access and use your gift card.
  • Transaction History: The portal keeps a record of all your transactions, allowing you to monitor your spending and stay on top of your gift card balance.
  • No Expiration: Your gift card balance never expires, so you can use it at your convenience.

How to Access

Accessing is a straightforward process. Simply follow these steps:

  1. Visit the official website at
  2. Click on the “Check Balance” button located in the top right corner of the page.
  3. Enter your Target Gift Card numberexpiration date, and CVV code in the respective fields.
  4. Click on the “Continue” button.
  5. If you already have an account, you will be prompted to log in. If not, you can create a new account by following the on-screen instructions.
MyBalanceNow Login

Once you’ve logged in or created an account, you’ll have full access to the portal and all its features.

How to Check Your Target Gift Card Balance on

One of the primary reasons people use MyBalanceNow is to check their Target gift card balance. After all, you don’t want to be caught off guard at the register! Here are a few different ways to check your balance:

Online via MyBalanceNow

  1. Log in to your MyBalanceNow account at
  2. Navigate to the “Check Balance” section
  3. Your current balance will be displayed prominently on the page

By Phone

You can also check your balance by calling the toll-free number on the back of your card1-800-544-2943. Follow the automated prompts to enter your card information, and the system will provide your balance and recent transaction details.

At a Target Store

If you happen to be at a Target store, you can ask a cashier to check the balance on your gift card. Just have your card ready to provide the necessary information.

Remember, it’s always a good idea to check your balance before making a purchase, as merchants cannot view the balance on your gift card.

Where to Use Your Target Gift Card

Target gift cards are incredibly versatile and can be used for all sorts of purchases. Here are some of the places you can use your card:

  • Any Target store location, both in-person and online
  • Anywhere that accepts Visa or MasterCard debit cards within the U.S. and District of Columbia
  • Gas stations, restaurants, and other retailers that sell Target products
MyBalanceNow Walmart Gift Card

It’s important to note that Target gift cards cannot be used at ATMs or for cash withdrawals. They are intended solely for purchasing goods and services.

Target Gift Card Basics

Before we dive into the specifics of, let’s briefly discuss Target Gift Cards and their key features:

  • Versatility: Target Gift Cards can be used to make purchases at any Target store, as well as on the Target website. They are accepted for a wide range of products, including clothing, home goods, electronics, and more.
  • Reloadable: Certain types of Target Gift Cards can be reloaded with additional funds, making them a convenient option for recurring purchases.
  • No Fees: Unlike some other gift cards, Target Gift Cards do not typically have any associated fees or expiration dates, allowing you to use them without any additional costs.
  • Security: Target Gift Cards come with built-in security features, such as the ability to set a PIN, which helps protect your balance from unauthorized use.

Target Gift Cards are a popular choice for both personal use and as gifts, offering convenience, flexibility, and security for your shopping needs.

How to Check Your Visa Gift Card Balance

If you’ve received a Visa gift card, you might be wondering how to check its balance. While you could call the number on the back, there are easier ways to view the balance online. In this article, I’ll guide you through checking your Visa gift card balance online, covering different card types and their respective websites.

Checking Visa Gift Card Balances Online

To check your Visa gift card balance online, you’ll need to visit the official website of the issuing company and input your card’s information. Different Visa gift cards have different websites to access the balance. Here’s a list of some commonly used Visa gift cards and their official websites:

Gift Card NameWebsite to Check Balance Online
Visa Vanilla Gift Card
Visa Walmart Gift Card Visa
Commerce Bank Visa Gift CardCommerceBank/GiftCardsOnline/home/index
Gift Card Mall Visa Card
Navy Federal Gift Card

Let’s explore the process of checking the balance for some popular Visa gift cards in detail.

Visa Vanilla Gift Card

To check the balance on your Visa Vanilla Gift Card:

  1. Visit
  2. Click on the “Check Balance” button at the top right-hand corner.
  3. Input your card details in the provided boxes.
  4. Press “Continue,” and you’ll be taken to your gift card balance.

This website also allows you to check other gift cards from Visa, Mastercard, Discover, and create a Visa Virtual Account.

Visa Walmart Gift Card

Checking the balance on a Walmart Visa Gift Card is straightforward:

  1. Go to
  2. You’ll see the “Check Your Gift Card Balance” box.
  3. Input your gift card information in the provided fields.
  4. Click on the green “Check Balance” button.
  5. You’ll be taken directly to your gift card balance. Visa Gift Card

Checking the balance on a Visa Gift Card can be a bit trickier, as the website isn’t as straightforward. You can use one of two methods:

Method 1:

  1. Visit
  2. Input your card information
  3. Click on “Check Balance.”

Method 2:

  1. Visit
  2. Find the word “Visa” at the top left-hand corner and select “Visa.”
  3. This will take you to the Visa Gift Cards page.
  4. Scroll until you see “Check Card Balance,” “Activate Visa Gift Card,” and “Visa Gift Card Fees.”
  5. Click on the purple “Check Card Balance” button.
  6. Click on the link that says “Check your balance here.”
  7. Input your card details and click “Check Balance.”
  8. This should take you to your gift card balance.

Commerce Bank Visa Gift Card

To check your Commerce Bank Visa Gift Card balance online:

  1. Visit
  2. Scroll to the bottom of the page and look for the option “Keep Track of Balance Online.”
  3. You may need to create an account if you haven’t already done so.
  4. Log in to your account.
  5. You should be able to find your gift card balance.

Note that with Commerce Bank, you’ll likely need to create an account, which you may have already done when activating your Visa Gift Card.

Gift Card Mall Visa Gift Card

If you have a Visa Gift Card from Gift Card Mall, you’ll need to check your balance on their site:

  1. Visit
  2. Scroll until you see the options for “Register Card,” “Check Balance/Transactions,” and “Personalize PIN.”
  3. Click on the “Check Balance/Transactions” tab.
  4. Input your card information and click “Submit.”
  5. After submitting your information, you should be able to access your Visa Gift Card balance.

Checking the balance on your Navy Federal Visa Gift Card can be done online or by calling the number associated with your card. Here’s how to check it online:

  1. Visit
  2. Enter your username in the box located in the upper right-hand corner of the page.
  3. If you don’t have a username associated with your gift card, click on the link underneath “Username” that says “Need Username?”
  4. After creating a username for your card, go back and enter it in the “Username” box.
  5. Click the “Sign In” button.
  6. This should take you directly to your gift card balance.

When checking your balance online, you may see a “higher” balance on your gift card than you expected, especially after making a purchase. This is because the amount may not have reflected any recent purchases yet. It could take a few hours to a couple of days for the transaction to process and reflect on your account.

Using Your Visa Gift Card Online

Visa gift cards are incredibly versatile and can be used for online purchases just like regular credit or debit cards. Here’s a quick guide on how to use your Visa gift card for online shopping:

MyBalanceNow Gift Card
  1. During the checkout process, select the option to pay with a credit or debit card.
  2. Enter your Visa gift card numberexpiration date, and security code (the 3-digit code on the back of the card).
  3. If prompted for a billing address, enter the address you used when you purchased or received the gift card.
  4. Complete the checkout process as usual.

It’s important to note that some online retailers may place a temporary hold on a portion of your gift card balance to ensure sufficient funds. This hold will be released once the transaction is complete.

Additional Features of

Apart from checking your gift card balance, the MyBalanceNow portal offers several other useful features:

  • Set a PINYou can assign a 4-digit PIN to your gift card for added security when making purchases.
  • Activate Your Card: If you have a new Target gift cardyou can activate it through the MyBalanceNow portal.
  • Request a Replacement Card: In case your gift card is lost, stolen, or expired, you can request a replacement card with the remaining balance transferred to the new card.
  • Customer Support: If you face any issues or have questions, you can contact the customer support team directly through the portal.

Troubleshooting Common Issues

While is a user-friendly platform, you may encounter some issues from time to time. Here are a few common problems and their solutions:

  1. Website Not Working: If the website is not loading or seems to be down, try clearing your browser’s cache and cookies, or use a different web browser. If the issue persists, the website may be undergoing maintenance, in which case you should try again later.
  2. Login Issues: If you’re having trouble logging in to your account, double-check that you’re entering the correct login credentials. If the issue persists, you can reset your password or contact the customer support team for assistance.
  3. Balance Discrepancies: If you notice a discrepancy between the balance shown on and the actual balance on your Target Gift Card, contact the customer support team for further investigation and resolution.

Customer Support

If you encounter any issues or have questions regarding or your Target Gift Card, you can reach out to the customer support team through the following channels:

  • Phone: For VISA Gift Cards and Mastercard Gift Cards beginning with the numbers 409758 or 525362, call 1-877-867-4873. For all other Gift Cards, call 1-800-698-4952.
  • Mail: You can write to the Customer Care team at the following address: Customer Care
    P.O. Box 826
    Fortson, GA 31808
  • Website: Visit the Contact Us page on the website and fill out the online form to submit your query or issue.
MyBalanceNow Support

The customer support team is available to assist you with any questions or concerns you may have regarding your account or Target Gift Card.

People Also Ask

How do I register for a account?

  • Visit and click on the “Check Balance” button.
  • Enter your Target Gift Card number, expiration date, and CVV code.
  • Click “Continue” and follow the on-screen instructions to create a new account.
  • Provide the required personal information and set up a secure password.
  • Once your account is created, you can log in and access all the features of

Can I check my balance without creating an account?

Unfortunately, you cannot check your Target Gift Card balance on without creating an account. The website requires you to register and log in to access your card information and balance.

Can I use my Target Gift Card for online purchases?

Yes, you can use your Target Gift Card for online purchases made on or other websites that accept Visa or MasterCard debit cards. Simply enter your gift card information during the checkout process.

Is there a limit on the amount I can load onto a Target Gift Card?

Yes, Target Gift Cards have a maximum value of $500. You can purchase multiple cards if you need a higher total value, but each individual card cannot exceed $500.

Can I use my Target Gift Card at other stores?

No, Target Gift Cards can only be used at Target stores or on the Target website. They are not accepted at other retailers or merchants. However, Target Gift Cards are backed by major payment networks like VISA and Mastercard, so they can be used anywhere those cards are accepted for making purchases within the United States.

Is it safe to use

Yes, is a secure platform that uses industry-standard encryption and security protocols to protect your personal and financial information. Additionally, the website does not require you to provide any sensitive information beyond your Target Gift Card details, further enhancing its security.

What should I do if my Target Gift Card is lost or stolen?

If your Target Gift Card is lost or stolen, you should immediately report it through the portal or by contacting the customer support team. This will help prevent unauthorized use of your card and protect your remaining balance. You can also request a replacement card through the same channels.

Can I reload my Target Gift Card?

Certain types of Target Gift Cards are reloadable, which means you can add additional funds to the card after the initial balance has been depleted. You can check if your card is reloadable and find instructions on how to reload it through the portal or by contacting customer support.

How to use a Visa Gift Card Online?

To use a Visa gift card online, simply select the option to pay with a credit or debit card during the checkout process. Enter your Visa gift card number, expiration date, and security code (the 3-digit code on the back of the card). If prompted for a billing address, enter the address you used when you purchased or received the gift card. Complete the checkout process as usual.

How to Use a MasterCard Gift Card Online?

Using a MasterCard gift card online is similar to using a Visa gift card. During checkout, select the option to pay with a credit or debit card, and enter your MasterCard gift card number, expiration date, and security code (the 3-digit code on the back of the card). Enter the billing address associated with the card, if prompted, and complete the checkout process.

How to Use a Prepaid Visa Gift Card on Amazon?

To use a prepaid Visa gift card on Amazon, simply add the gift card to your Amazon account as a payment method. During checkout, select the option to pay with the added gift card. Amazon will automatically deduct the order amount from your gift card balance. You can also use a combination of gift card balance and another payment method if the gift card balance is insufficient.

How to Check Target Gift Card Balance?

You can check your Target gift card balance in several ways:

  • Visit, enter your gift card number and PIN, and click “Check Balance.”
  • Call the toll-free number on the back of your Target gift card.
  • Check the balance at any Target store by asking a cashier to scan your card.

How long does it take for a transaction to reflect on

Typically, transactions made with your Target Gift Card will reflect on within 24 to 48 hours. However, the exact time can vary depending on the type of transaction and the merchant’s processing time. If you notice a significant delay or discrepancy in your balance, it’s recommended to contact customer support for assistance.

Can I use internationally?

No, is specifically designed for use with Target Gift Cards within the United States. The website and its services are not available for use internationally. However, you may still be able to use your Target Gift Card for making purchases outside the US, as it is backed by major payment networks like VISA and Mastercard.

How do I activate my Target gift card?

You can activate your Target gift card by visiting and following the prompts to create an account or log in. Once logged in, you can activate your card by entering the required information.

Can I use my Target gift card at ATMs?

No, Target gift cards cannot be used at ATMs to withdraw cash. These cards are intended solely for the purchase of goods and services from Target stores and

Can I use my Target gift card outside the United States?

No, Target gift cards can only be used within the United States and the District of ColumbiaYou cannot use these cards for purchases outside of these regions, including online, mail, or telephone orders from merchants based in other countries.

How do I dispute an unauthorized transaction on my Target gift card?

If you believe someone has made an unauthorized transaction with your Target gift card, or if you notice an error on your account, you should contact the customer support team immediately by calling the number provided on the MyBalanceNow website or in the cardholder agreement. Prompt reporting of any discrepancies is crucial to resolve the issue and protect your remaining balance.

Are there any fees associated with using a Target gift card?

There is typically a one-time purchase fee when you buy a Target gift card, but no additional fees are charged for using the card or maintaining the account. The details of the purchase fee for different gift card denominations are outlined in the cardholder agreement provided when you purchase the card.

Conclusion is a convenient and user-friendly platform that simplifies the process of managing and checking the balance of your Target Gift Cards. With its easy-to-navigate interface and robust features, you can stay on top of your gift card balance and transactions with just a few clicks. Whether you’re using a gift card for personal purchases or giving one as a present, is an invaluable resource that streamlines the experience and provides peace of mind.

So, what are you waiting for? Visit today and take control of your Target Gift Card balance!

By following the simple steps outlined in this guide, you can easily access your account and check your Target Gift Card balance at any time, from anywhere. No more guesswork or frustration – with just a few clicks, you’ll have the up-to-date information you need to make informed decisions about your purchases and gift card usage.


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